With the credit crunch many of the traditional sources such as bank loans, venture capitalists and angel investors, have all been tight over the last year. There have been reports out by techchrunch that suggests that VC's are loosening their belts a little, but if you don't have a true startup, you're likely to be faced with either finding an Angel investor or a bank.

Another newer source of funds are peer 2 peer loan services by groups of people all diversifying small amounts of money that when put together will make your loan.

Lenders such as Prosper, Lending Club and Zopa provide online forums through which people looking to loan money can find your situation and if you're story is compelling enough, they will loan you the money.